We provide disability insurance for doctors, physicians and dentists. At Doctors Benefits, our reps work exclusively with doctors and have the experience to find you the best policies.
Specialty Specific/Own Occupation Disability
Physicians & Dentists can become disabled during their working years with the potential loss of substantial income. With Specialty Specific/Own Occupation disability, if you are unable to perform the duties of your specialty, you will receive regular monthly tax free payments. Policy benefits typically are designed to pay to the age of 65, 67, or 70. Whether the circumstances are temporary or permanent, you can count on a regular source of income.
Business or Professional Overhead Insurance
Your practice depends on you. If you get sick or hurt and disabled from your specialty, Business or Professional Overhead Expense insurance can help cover the costs of temporarily running your practice. These benefits can cover your employees’ salaries (non revenue producing) and other expenses, including utilities, supplies, and rent. These plans will also cover the salary of a replacement physician who was not already with the practice before the disability occurred.
Long-Term Care Insurance for Doctors, Physicians, and Dentists
Many adults require Long Term Care as they age. In fact, 40% of people in Long Term Care are under the age of 65. You may think you can pay for long term care on your own, but will your savings be enough? Let Doctors Benefits help you protect your savings and gain peace of mind knowing Long Term Care Insurance will provide you with more options and control over your care.
We provide both Traditional Long Term Care Insurance Plans and Asset Based Plans.
Traditional LTCi Plans – Provide the most LTC benefits for your premium. Prices are subject to change and no benefits are return if unused.
Asset Based LTCi – Provide sufficient LTC benefits and will pay in the form of LTCi benefits to the insured or to a beneficiary for any unused portion of benefits.